Interstate 95 collision causes delays south of West Palm Beach

West Palm Beach, FL – Local media reported on a serious collision on interstate 95 in Palm Beach County.

Interstate 95 crash causes issues south of West Palm Beach

In Boca Raton, Florida, a serious auto accident has resulted in the closure of the northbound express lanes on Interstate 95 (I-95) from north Broward County to Glades Road [1]. The incident, causing significant disruptions, has prompted authorities to take action. As of now, the details regarding the number of vehicles involved and the extent of injuries remain unclear.

The crash has triggered a closure of the express lanes while the standard lanes are experiencing slow but steady traffic flow. The severity of the accident has caused traffic to become congested and backed up into north Broward County. Experts anticipate that these delays will persist throughout the morning rush, exacerbating the inconvenience for commuters.

To navigate around the closed express lanes and the traffic buildup, a recommended detour has been suggested. Drivers are advised to take the northbound U.S. 441 route to Linton or an even more northern point before re-entering I-95 after passing the crash site. This alternative route aims to minimize the impact of the closure on traffic and ease the flow of vehicles.

This incident echoes a similar crash that occurred earlier on Thursday, further underscoring the challenges and risks associated with this stretch of road. Authorities and emergency responders are on the scene, working to assess the situation, manage traffic, and provide assistance to those affected.

As of the time of the report at 8:38 a.m., the situation is still unfolding, and further updates are expected. It is imperative for motorists in the area to remain informed about the status of the express lanes and to exercise caution while navigating the affected region.

Does insurance always cover car accident damage in Florida?

Insurance coverage for car accident damage in Florida depends on several factors, and it’s not always guaranteed that insurance will cover all types of damage. Florida follows a “no-fault” insurance system, which means that regardless of who is at fault in an accident, each party’s own insurance covers their medical expenses and certain other financial losses, up to the policy limits.

Here are key points to consider regarding insurance coverage for accident damage in Florida:

  • Personal Injury Protection (PIP) Coverage: In Florida, all drivers are required to have Personal Injury Protection (PIP) coverage as part of their auto insurance policy. PIP covers medical expenses and, in some cases, lost wages and other related costs for the driver and their passengers, regardless of who caused the accident. However, PIP typically has limits, and coverage might not extend to all costs associated with a severe accident.
  • Property Damage Liability (PDL) Coverage: Florida also requires drivers to have Property Damage Liability (PDL) coverage, which helps cover the cost of damage to another person’s property, such as their vehicle or other structures. This coverage does not cover your own vehicle’s damage, though.
  • Collision Coverage: If you want your insurance to cover damage to your own vehicle, you would need to have collision coverage. Collision coverage is optional in Florida, and if you choose to have it, it can help pay for repairs to your car, regardless of who is at fault for the accident.
  • Comprehensive Coverage: Comprehensive coverage is also optional and covers damage to your vehicle caused by incidents other than collisions, such as theft, vandalism, or natural disasters.
  • Uninsured/Underinsured Motorist Coverage: This type of coverage is not mandatory in Florida, but it can be incredibly beneficial. If you’re involved in an accident with a driver who doesn’t have insurance or has inadequate coverage, uninsured/underinsured motorist coverage can help cover your medical expenses and, in some cases, property damage.
  • Fault and Lawsuits: While Florida is a no-fault state, there are circumstances where you can step outside of the no-fault system and file a liability claim or lawsuit against the at-fault driver. This might be possible if your injuries are severe or exceed certain thresholds defined by the state.
  • Coverage Limits and Deductibles: It’s important to understand the limits and deductibles of your insurance coverage. Coverage limits are the maximum amounts your insurance will pay, and deductibles are the amounts you must pay out of pocket before your insurance kicks in.

In conclusion, insurance coverage for accident damage in Florida varies based on your policy, coverage options, and the specific circumstances of the accident. While certain types of coverage are mandatory, others are optional. It’s crucial to carefully review your insurance policy and consider your needs to ensure you have adequate coverage for potential accidents. Consulting with an insurance professional can help you make informed decisions about your coverage.

Advice from a local car accident attorney

Smith and Vanture is an auto accident firm in Florida that has experience with accident cases. Their attorneys can provide more advice following any motor vehicle crash.

USAttorneys.com is a service that works with people who are trying to find a lawyer in their city or state. Anyone who needs assistance with their search can call 800-672-3103 

Firm contact info:

Smith and Vanture

580 Village Blvd. Suite 200, West Palm Beach, FL 33409

561-684-6330

[email protected]

Smithvanture.com

Sources:

  1. https://bocanewsnow.com/2023/08/25/critical-crash-i-95-express-lanes-in-boca-raton-shut-for-multi-car-accident/