When can car accidents file a civil claim?
If a driver has opted out of the no-fault system, they can file a civil suit against the at-fault motorist if:
-the costs of their injuries and property costs exceed $1,000
-they suffered a severe injury that results in broken bone or fracture of a weight-bearing bone, disfigurement, permanent injury or loss of bodily function.
Car accident victims should be aware that they have a limited amount of time to file their injury claim in Kentucky. This time is referred to as
Civil court claims in Kentucky
If your accident was minor, resulting in $5,000 in damage or less, you might consider taking your case to a District Court. These courts have limited jurisdiction and handle small claims for $2,500 or less and civil claims, including car accident claims for less than $5,000.
District Court in Louisville
700 W Jefferson St, Louisville, KY 40202
District Court in Lexington:
Fayette County District Court
150 N Limestone, Lexington, KY 40507
(859) 246-2234
District Court in Paducah:
301 S 6th St, Paducah, KY 42003
(270) 575-7270
District court judges hear cases in all counties in the state and serve four years.
If you need to file an injury claim that exceeds $5,000, you must file your accident claim in circuit court. Circuit courts also hear cases involving felonies and appeals from the district court division.
Louisville Circuit Court:
Jefferson County Judicial Center
Address: 700 W Jefferson St #105, Louisville, KY 40202
Phone:(502) 595-3025
Lexington Circuit Court Clerk
City Courthouse
120 N Limestone # 103, Lexington, KY 40507
(859) 246-2141
Circuit court judges serve multiple counties and judges serve eight-year terms.
Speak to an attorney
Kentucky’s no-fault insurance rules, exemptions and personal injury laws are confusing. Let us connect you with an accident attorney in Kentucky to clarify the laws and procedures of recovering personal injury compensation.
