Minneapolis, MN, What Does No Fault Car Accident Law Mean for Drivers?

Minnesota is one of the many states that follow a no-fault structure when it comes to distributing compensation after a car accident. No fault law entails that drivers will try and cover their damages with their own insurance carriers regardless of who caused the accident to occur. However, there are exceptions to this case. For instance, if the accident resulted in serious damages that cost more than $4000 in medical expenses, disfigurement, or permanent injuries then the victim may be able to go a step further and file a claim against the guilty driver who caused the losses.

To make sure that a person gets the compensation they deserve and that they are not being taken advantage of, they should make sure they speak with a qualified car accident lawyer before they make any serious moves. All legal matters can get very complicated and that is why it is best for drivers to ensure an attorney looks over their case and advises them so they do not end up suffering or missing out unnecessarily.

Aside from no-fault laws, Minnesota also follows the comparative negligence rule. This means that drivers will be made to pay damages based on their degree of responsibility. However, this is only the case if the other driver was more than 50% at fault for the accident. If they were, then the victim may be entitled to collect additional damages after they obtained compensation from their own insurance company.

Who Should a Car Accident Be Reported to in Minneapolis, MN?

Car accidents must be reported to Minnesota’s Driver and Vehicle Services (DVS) as soon as possible. If the accident results in death, property damage, or injury, or the damages are above $1000, then the report must be filed right away, within 10 days of the accident taking place.

Aside from reporting to the DVS, drivers also have to look after their health and make sure they get a medical checkup without delay. Once they have their injury on record, it will become a lot easier for them to prove their losses when they proceed with filing a car accident claim. If they fail to take the important step of having their injury examined by a doctor, not only will they risk making their injuries much worse, but they will also make their case a lot weaker since the other party can now question the actual source and severity of their injury.

Anyone who needs help with their car accident case should get in touch with a car accident lawyer at the Law Office of Martin Montilino, LLC as soon as possible.

Reach them at:

THE LAW OFFICE OF MARTIN T. MONTILINO, LLC

3109 Hennepin Avenue South

Minneapolis, MN 55408

(612) 236-1320