New York in a large state with a population of roughly 19.7 million, according to the U.S. Census Bureau. With such a large population, car accidents are a regular occurrence and left over 1,000 people dead in 2012, per data from the New York Department of Motor Vehicles.
How Are New York Car Accident Claims Handled?
In some states, car accident victims have a couple of options to recover damages. One, you can file a claim with the responsible party’s insurer, or you can file a civil court claim. However, New York has no-fault insurance rules which state all accident claims must be filed against the victim’s own insurance policy. Only claims involving serious injuries can be filed against the at-fault party and their insurer.
Settling with an Insurer
If you must file your claim with your insurer, you must cooperate fully with an insurance adjuster and answer their questions honestly. In states without no-fault insurance rules, an accident lawyer would recommend you say as little to an insurance adjuster as you can. But since New York is a no-fault state, the law requires you to cooperate with an insurer and answer their questions. If you refuse to cooperate with an insurer, they can refuse to hear your claim.
When Can I File a Civil Claim in New York?
You can file a personal injury claim if your you have lost a limb, become permanently disabled or your injuries leave you with permanent scars. New York’s serious injury standards can be vague, so we suggest you speak with a car accident lawyer near your New York location.
If you plan on filing your claim with the civil court, you have two years from the date of your injury to submit your request. If you miss that deadline, your claim is likely to be denied, and you won’t be able to recover any of the costs of your accident.
Taking your injury case to civil court is a complicated process, so you need the help of an attorney who is comfortable in the courtroom and knows how to present a convincing case. USAttorneys has a knowledgeable team of personal injury lawyers who know how to build an effective court case.
Below are some civil courts in U.S.:
NYC Civil Court
89-17 Sutphin Blvd, Queens, NY 10038
Suffolk County 1st District – Civil
3105 E Veterans Memorial Hwy, Ronkonkoma, NY 11779
New York Civil Court Staten Island Branch
927 Castleton Ave, Staten Island, NY 10310
Consult with a Car Accident Attorney in New York
New York’s personal injury rules can be confusing and unknown to you, but our accident attorneys are well-versed in state laws and know how to get you maximum compensation. USAttorneys can connect you with an accident attorney in New York to explain the laws you and procedures of recovering personal injury compensation. Call and set up a consultation today and let them share their candid advice about your case.