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Orange County, California, Explaining No-Fault Laws After a Car Accident

Florida is a no-fault state, and this means that no-fault laws will be applied when determining how to settle a car accident claim. Car insurance laws in Florida require that everyone goes forward and purchases no-fault coverage for themselves. If they fail to do this, they will likely be penalized, especially if their lack of insurance is discovered after a car accident takes place.

This coverage is generally $10,000 and provides a person with compensation for the collision, regardless of who is to be held liable. A person’s PIP coverage will go as far as paying 80% of their medical bills, and 60% of their lost wages as long as the damages are directly caused by the collision. It is important to note that one’s own coverage will pay for them, even if the other driver was responsible for the accident. Once the $10,000 is covered, then a person can go forward with holding the guilty driver responsible and having them cover the remaining medical expenses. This is usually required when a person gets into a larger-scale accident and therefore suffers more injuries and more intense property damage.

The only way a person can be sure they are following the correct legal protocol is by connecting with a lawyer who specializes in dealing with such cases and who can guide a person through the legalities of their scenario. If a person tries to file everything themselves, it is very likely they will end up with a settlement amount that is much less than what they are entitled to based on how much they suffered.

What happens if the insurance company delays payments in Orange County, California?

It may be hard to believe because of the positive demeanor showcased by the insurance employee, but the insurance company is not exactly on the victim’s side. A person needs to remember that the insurance company profits by giving a person as little money as possible. This means that a person should not be surprised if the company is failing to respond in a timely manner or if they are not complying with a fair settlement amount.

The process an insurance company follows is they first conduct their own investigation; in which they look at the accident report and will see who was issued the ticket and for what reasons. After the investigation which can take up to two weeks, they will take their time in sending in an offer. A person can speed up the process by connecting to a personal injury lawyer and having them take care of the communication with the insurer.

Get in touch with a car accident lawyer at Chudleigh Law today to get help filing a car accident claim and to get help with speeding up the settlement process.

Reach them at:

410 Broadway Street # 170

Laguna Beach, CA 92651

(949) 504-5000

E-mail: [email protected]

or

2372 Morse Ave., Ste. 234,

Irvine, CA 92614

(949) 504-5000

E-mail: [email protected]

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