If you have been involved in an auto accident in the state of Pennsylvania, there are some key facts you need to be mindful of that could impact how your insurance company is going to pay for your claim. The first thing to be mindful of is that every state has their own set of rules surrounding how an accident claim is paid for. But it also depends on the coverage you select along with the limits you set. This will determine what amount needs to be paid out of your pocket vs. what your insurer is going to pay. And while most people would think that if they are involved in an accident they didn’t cause, the other party’s insurer is going to step up and pay for the property damage and injuries caused. While this would sound like the logical way for a claim to be handled, Pennsylvania thinks otherwise.
Because you live in PA, filing a car accident claim can become rather complicated compared to other states laws.
Pennsylvania is a No-Fault State
What does this mean and how will it affect a car accident claim? Well, if you did engage in an accident, your car insurance company is going to be responsible for paying for things like medical bills, vehicle repairs, and any other damages you may have incurred. No-fault can be construed as no one driver being held “liable.” Of course, there are some stipulations to this and a driver can in fact file a claim against another driver should they have sustained serious injuries such as becoming permanently disabled.
If you wish to learn more about how you can go about filing a car accident claim or lawsuit against a negligent individual for the serious injuries you or a loved one incurred, you can always call USAttorneys or one of the featured Pennsylvania car accident attorneys found right here on our site.
Not only will they provide you with a free, no-obligation consultation, but if you elect to hire them, they will be sure to get you the compensation you and those involved in the accident are entitled to receive.
Your Insurance Selection Will Affect Your Claims
One aspect of Pennsylvania’s laws is that while it is a no-fault state, consumers are able to select between a traditional tort or a no-fault policy. A traditional tort system would allow an auto crash victim to file suit against another driver to regain compensation for the accrued bills and pain and suffering they have had to endure.
Car Collision Attorneys in Your City are Available to Assist You
Because of the complicated laws and the mixed options policy holders have in the state of PA, it would be beneficial for you to consult with one of our knowledgeable car crash lawyers recommended on USAttorneys.com. Those who have suffered serious injuries that are expected to last long-term should give us a call today.