There are several car accidents laws that a person must keep in mind when filing a car accident claim. The best way for a person to educate themselves on these legal rules and regulations is by getting in touch with a qualified car accident attorney who has dealt with similar cases in the past.
When a person gets into a collision, they will need to turn to their vehicle insurance to help them cover the damages. Various laws govern the amount of time a person has to file a claim and the response of the insurer. If the insurance company fails to act in good faith even though a person filed their claim within the required timeframe, then a person may litigate against them until they get the settlement they need.
In Louisiana, car insurance claims follow a fault system in which the driver who caused the accident has to compensate the victims of the collision. If anyone gets hit in a car accident, they can file a claim with the negligent driver’s insurance company to obtain their desired compensation. If a person tries to receive reimbursement from their insurer, their insurer will simply turn to the negligent driver’s insurance to retrieve the settlement amount.
Apart from filing an insurance claim, a person can file a personal injury claim after an accident and according to the law, they generally have 1 year from the date of receiving the injuries to file the claim. In Louisiana, the law mandates that drivers must carry a minimum amount of liability coverage, so they have support if they get into an accident.
Drivers have to carry a minimum of $25,000 for property damage, $15,000 for bodily injury for one person, and $30,000 for injuries of more than one person. A driver can retrieve compensation if the other vehicle was driven by the owner, a member of their family, or anyone who had the permission of the owner to operate the vehicle.
How can a car accident lawyer help me in Monroe, Louisiana?
A major mistake made by most drivers is that they make the error of speaking with their insurer themselves. The unfortunate reality is that most insurance companies take advantage of the insured individual because they know the public is not properly educated on their legal rights and on insurance policies.
Since the insurer profits from giving a lower settlement amount, they often take this route, and most drivers are none the wiser. Having a legal professional by one’s side ensures this problem is taken care of as they can educate a person on their rights and guide them through the legal process.
Get in touch with a car accident attorney today at Campbell, House, and Company to start filing a car accident claim.
Reach us at:
1815 Roselawn Ave
Monroe, LA 71201
Call Today: (318) 855-0285