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What does car insurance pay for after an accident in Port Allen?

Port Allen, LA – Auto insurance is a way to minimize what a driver will personally owe anyone who they harm during the course of a collision. Because most drivers would not be able to pay for various kinds of accident damage out of their own money, basic liability auto insurance is required by law in Louisiana and every other state. In addition to this required coverage, auto insurance companies also offer other kinds of protection that may be useful to some drivers after a collision. Part of the reason that this insurance exists is that car accident lawyers have the ability to sue any driver who caused an accident and make them pay for 

Damage to other drivers

A common expense after a car crash is the costs of medical treatment for the people involved. Liability insurance pays for the medical treatment of the people who were hurt by the driver, and if they are at fault it is their insurance that must cover these costs. The legal requirement ensures that injuries associated with an accident will always be covered, up to a certain amount.  

Property damage

Basic liability coverage that is required in Louisiana can also pay for several thousand dollars worth of property damage caused by the policyholder. This is important because it is fairly common for vehicles to collide with various objects near the roads and the accident scene and cause severe damage. The coverage for property damage means that the insurance provider can cover these losses as well when the policy is active. 

Comprehensive coverage

Auto insurance companies allow people to buy additional coverage to protect against things like theft, vandalism, and other kinds of damage that are not caused during the course of an accident. This is commonly called comprehensive coverage in the insurance industry, and it may be helpful to those who want extra protection in their investment in their car. 

Uninsured motorist coverage

Another kind of protection that is not required by law but may be helpful is uninsured motorist coverage. This protects a driver who was hit by someone who did not have an active insurance policy at the time of the car crash, and covers the costs that would normally be attributed to the driver who is at fault.

Car accident lawyers in Louisiana 

Miller, Hampton, and Hilgendorf is a law firm that works with accident victims in the Port Allen area who need compensation through a civil lawsuit. Their attorneys can meet with anyone who has additional questions about this process. 

USAttorneys.com is a service that helps people find lawyers in their location. Anyone who is currently searching for a local attorney can call 800-672-3103 for assistance.

Firm contact info:

Miller, Hampton, and Hilgendorf

3960 Government St., Baton Rouge, LA 70806

225-343-2205

www.mlhlaw.com

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