What Options Do I Have as a Passenger in an Auto Accident?
Most car accidents occur because one driver failed to comply with the rules of the roadway and the other involved a motorist who was simply caught in the midst of this careless act. Whether they were actively engaged using their phone, failed to allow a driver to continue on who had the right of way, or was driving while intoxicated, the fact is, they were the ones that took it upon themselves to behave in a manner that posed a risk to all others on the roadway. And if you were the passenger in a vehicle that engaged in an accident, there are certain actions you can take to ensure your medical care and possible trauma is also accounted for.
The driver’s insurer is liable to cover your damages if they were found at fault.
Local car accident lawyers in Ohio are here to point out the different ways you can possibly collect compensation for any damages you incurred, including medical care costs, emotional distress, and loss of wages. But, the first thing that must be determined is liability and who has been found at-fault for the accident. If the accident was caused by the driver who you were traveling with, you are going to proceed with filing a claim through their insurance company.
Regardless of whether it is your friend or companion, car crash attorneys nearby note that in order for you to receive the financial assistance you require during this time, you are in fact going to need to get your claim filed.
Now, if the other motorist is found at-fault for bringing upon this accident, then you are going to be required to file your auto accident claim through their insurer and obtain the compensation you deserve that way.
But, what happens if both parties are found at fault?
You can collect compensation from the insurance companies of those liable for causing the accident.
In a case where both drivers share responsibility for causing an auto wreck, then as the passenger, you can collect from both car insurance policies. The only thing to keep in mind is that if your damages are worth $20,000, you cannot collect more than that in total from both carriers.
In most cases, car collision lawyers in Ohio note that drivers who possess liability insurance will use that to help cover the costs associated with any damages you incurred as a passenger in their vehicle.
While it may seem pretty simple to get this accomplished, not always will insurance companies comply nor will they provide you with what you believe your damages are worth. Unfortunately, insurance carriers want to profit, and they simply cannot continue making money if they are busy paying it all out for claims. Therefore, if the insurance company you are seeking money from for your car accident injuries fails to provide you with what you deserve, it is suggested you reach out to an experienced and dedicated car crash law firm local to you in Ohio.
You weren’t the cause of the accident and you shouldn’t be responsible for the accrued bills that come along with it.